🌊 Borrow & Earn on your own terms.
The first P2P, AI-native lending infra. Borrow and earn directly. Smaller spreads. Launch in weeks, not months.
Floe matches borrowers and lenders — no pools, no wasted capital, no hidden risks.
Set your terms, risk limits, and capital deployment rules. Floe’s intent engine handles the rest. The first lending protocol built for autonomous agents.
🌊 Why Floe?
Key Value Propositions
Better Rates
Direct intent matching means smaller spreads, lenders earn more, and borrowers pay less.
Better Rates
Direct intent matching means smaller spreads, lenders earn more, and borrowers pay less.
Better Rates
Direct intent matching means smaller spreads, lenders earn more, and borrowers pay less.
Safer By Design
Manage counterparty risk. Choose collateral to accept. Audited, replayable, governance-minimized core.
Safer By Design
Manage counterparty risk. Choose collateral to accept. Audited, replayable, governance-minimized core.
Safer By Design
Manage counterparty risk. Choose collateral to accept. Audited, replayable, governance-minimized core.
Built for Scale
Enterprise SDKs, Model Context Protocol MCP /x402/AP2 compatibility, launch in weeks.
Built for Scale
Enterprise SDKs, Model Context Protocol MCP /x402/AP2 compatibility, launch in weeks.
Built for Scale
Enterprise SDKs, Model Context Protocol MCP /x402/AP2 compatibility, launch in weeks.
🌊 Why Intents > Pools?
🌊 Why Intents > Pools?
Borrowers save 50-500 bps vs. pools. Lenders early +0.5-4.5% net yield.
Borrowers save 50-500 bps vs. pools. Lenders early +0.5-4.5% net yield.
🌊 Floe Users?
For Borrowers
Access liquidity without selling your assets. Fixed or variable terms. Better APRs vs. traditional pools.
For Borrowers
Access liquidity without selling your assets. Fixed or variable terms. Better APRs vs. traditional pools.
For Borrowers
Access liquidity without selling your assets. Fixed or variable terms. Better APRs vs. traditional pools.
For Lenders
Higher net yield from efficient matching. Live "intent vs. pool" spread data. Withdraw liquidity anytime.
For Lenders
Higher net yield from efficient matching. Live "intent vs. pool" spread data. Withdraw liquidity anytime.
For Lenders
Higher net yield from efficient matching. Live "intent vs. pool" spread data. Withdraw liquidity anytime.
For Builders / Institutions
SDKs and APIs to integrate in weeks. Agent signing with MCP/x402/AP2 standards. Enterprise-grade controls, uptime and compliance options.
For Builders / Institutions
SDKs and APIs to integrate in weeks. Agent signing with MCP/x402/AP2 standards. Enterprise-grade controls, uptime and compliance options.
For Builders / Institutions
SDKs and APIs to integrate in weeks. Agent signing with MCP/x402/AP2 standards. Enterprise-grade controls, uptime and compliance options.
🌊 How We Keep You Safe
🌊 How We Keep You Safe
1
Protocol
Audited, immutable core.
1
Protocol
Audited, immutable core.
1
Protocol
Audited, immutable core.
2
Markets
Isolated risk, conservative LLTV.
2
Markets
Isolated risk, conservative LLTV.
2
Markets
Isolated risk, conservative LLTV.
3
Operations
Monitoring, replayable events, emergency controls.
3
Operations
Monitoring, replayable events, emergency controls.
3
Operations
Monitoring, replayable events, emergency controls.
🌊 Community
“The optimizer model gave me better P2P rates without inflated costs—Floe Labs’ intent-based matching feels like the next natural evolution of this model.”
Early Morpho Optimizer User
“The optimizer model gave me better P2P rates without inflated costs—Floe Labs’ intent-based matching feels like the next natural evolution of this model.”
Early Morpho Optimizer User
Early Floe Pioneers -> Exclusive NFTs + $FLOE Airdrops + Yield Boosts.
Your Questions, Answered
Your Questions, Answered
Find everything you need to know about Floe Labs.
Find everything you need to know about Floe Labs.
What is Floe?
Is Floe secure?
How to use Floe Testnet?
What are the fees for transactions?
What is Floe?
Is Floe secure?
How to use Floe Testnet?
What are the fees for transactions?
What is Floe?
Is Floe secure?
How to use Floe Testnet?
What are the fees for transactions?
How fast are transactions?
Do I need to verify my identity?
Can I access Floe on mobile?
How can I contact support?
How fast are transactions?
Do I need to verify my identity?
Can I access Floe on mobile?
How can I contact support?
How fast are transactions?
Do I need to verify my identity?
Can I access Floe on mobile?
How can I contact support?